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2021.10.22 17:10 Spurklie Where best to invest £150 a month for long term?
Currently I put it into Vanguard FTSE Global All Cap. I also put £50 into a LISA and have a work defined benefit pension scheme that I contribute £50 a month AVC to. I don't have a massive income, under £25k so the £150 is the best I can do but I do own my house and am able to slightly overpay my mortgage. I'm just wondering if the Vanguard fund is the best place to put it, or should I look at a SIPP or the LifeStrategy funds?
And is my amount I am putting in the LISA/AVC/Vanguard the right balance? I know the LISA has the best guaranteed return but I don't want to lock away too much where I can't access without losing the bonus.
Or...am I overthinking and should leave well alone lol
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2021.10.22 17:10 Under_Doggos Best shot I’ve ever made
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2021.10.22 17:10 Magneto929 DOBBY solos the hary potter universe
2021.10.22 17:10 stopthenonsenseK Anyone else having issues with bs5 RN?
2021.10.22 17:10 Sheik_Yabouti Have a grateful Halloween!
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2021.10.22 17:10 lytruemusic It was obvious…
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2021.10.22 17:10 Late-Agency2310 Request True Aeon Arashulae Save
Hello everyone! I post this following some misadventures with mods. You see after finishing my first two playthrough as Angel and Lich, I went to do Aeon but being far too lazy to go through the many encounters of Act 3, I skipped through using Toybox and a variety of enhancement; the result being that act 4 is buggy as possible, and i am unable to finish it. I would as a result like to request a AEON save (with Arashulae romance, the rest matters little), right before doing the main Aeon act 4 part. (not spoiling people here!). As I mentioned, I want it to be true Aeon, with Arashulae romance triggers.
I apologize for asking this by the way, I know i've messed up, but the idea of restarting once more and go through all of act 3 AND the impossibly frustrating Act IV, fills me with dread. I hope someone won't mind.
Thank you very much, and again sorry for the inconvenience.
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2021.10.22 17:10 Hell_Jacobo French Dispatch Limited Screenings?
Hey y’all so French Dispatch came out today in theaters; except barely any theaters are showing it here in Los Angeles. About 3 AMCs are showing it, the Alamo in DTLA is also showing it (although most of those screenings are sold out). Since this is the first time I’m trying to catch a Wes Anderson movie in theaters - is it usually like this? I’d love to see it on the big screen but I also don’t want to drive 22 miles on a Friday night to the nearest AMC showing it. I saw screenings of Titane, Lamb, The Lighthouse near me (2-3 miles from my house) but for something like this it’s nowhere nearby.
Are they doing some sort of limited release before expanding to more theaters?
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2021.10.22 17:10 lo261 Why do my heels tingle/itch at night?
I've been having a strange issue for over a year now (off and on) and my local doctor (and Google) haven't been able to solve my issue .. Only at night time, as I try to sleep - my heels are tingly / itchy. No amount of itching causes it to go away.
Things I've tried to resolve the issue: - anti itch lotion - athletes foot cream - various oils - various non-scented lotions - steroid creme (from doctor) - menthol creme (also from doctor) - compression socks
Nothing has helped. I called my doctor and I got blood tests done to see if my levels were healthy. I was just slightly low on vitamin B but this is now highly improved (even above the expected range!). And the problem persists.
Again, it's more of a tingly itchy and only really happens at night time (probably because my brain hyper focuses on it). It's so intense that it even wakes me when I do eventually fall asleep. This is driving me insane. I've lost soo much sleep over it and it's a medical mystery !!
Please help it make sense so I can solve the problem and finally sleep.
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2021.10.22 17:10 LlamaMagma Urbium Roleplay is looking for players!
Our server (that is still an ongoing project) is looking for future players. We want to create a heavy RP community, where every member is encouraged to partake in social activities, get a job and participate in monthly (and maybe weekly) contests (with prizes, obviously). We have plenty of mods that enhances the vanilla roleplay (Croptopia&Patchouli, furniture mods, new villager jobs etc.). We also have a mod for currency, but we will wait for everybody's opinion on the economy, if they rather prefer the coins or ingame "valuables" like iron for trade. The main "spot" of our server will be a small town with a City Hall, Bank, Admin shop (for contests), a Rental for boats and other builds that we are still preparing. We are soon to finish a tavern where new players will live until they can get citizenship from the City Hall. We want players that are: *Over 18 *Love to play minecraft and can respect other's buildings and properties *Like to partake in social activities *Like to own businesses
Our game version is 1.17.1 and we use Fabric mods. Please DM me if you're interested in joining!
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2021.10.22 17:10 ICantWithSomePeople Price Help - Is this worth anything?
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2021.10.22 17:10 V-id Samsung Galaxy S20 FE 128GB/6GB - €374.13 on Amazon.de
2021.10.22 17:10 advertshelp Do yous ever pay to get your gutters cleaned?
Got a flyer saying front and back gutters for 100€, sounds kinda expensive or do people pay that? Definitely don't want to go up 2 storeys on ladder myself.
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2021.10.22 17:10 Rocketlauncher269 I Animated Some Armor For My Terraria Mod
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2021.10.22 17:10 mgdreddit A spreadsheet to track workouts in order to evaluate Training Peaks plans
I am in the process of taking my 70.3 training seriously. I think that using a Training Peaks plan will help contribute to a successful 70.3. I started training this past June, but my training has been rather ad hoc. I have been recording my results in a hand-written log. I do not have an aerial view or big picture view of my training.
I began the process of selecting a training program on the Training Peaks website. This proved to be a significant challenge since there appears to be about a 1000 plans. I narrowed down the selection to one of Phil Mosley's plans. I had questions about the plans. I contacted the provider to ask my questions. I received a detailed response and they suggested either Phil's Beginner or Intermediate 70.3 Masters 30 Week plans. My event is about 31 weeks away. I am in the 65 - 69 age group, so at the masters level.
How to select the best plan? Phil's beginners plan has weekly training spread over 5 days with 11 sessions for an average weekly hours total of 06:32:00. The intermediate plan has training spread over 6 days with 8 sessions for an average weekly hours total of 08:14:00. Each plan has a chart that shows how the weekly totals vary over the course of the 30 week plan.
I needed to look at the history of my training. As I mentioned above, I have just been recording by hand the data from my Apple Watch. I went back to my log and entered the times all my sessions into the spreadsheet, organized by 7-day training weeks. Individual times are entered as HH:MM:SS and the cell formal is time (HH:MM:SS). Note, the cross row weekly totals are also in this cell format, but the column totals have to be in the cell format [HH]:MM:SS because the totals span over 1 day, 24 hours.
As you can see, at the top of my spreadsheet, Phil's Beginner 70.3 Masters 30 week program has an average close to my average, 06:32:00 vs 06:39:42. The Intermediate weekly average is 08:14:00. So, now I have a reference point. All I need to do is decide whether or not I can up my weekly average training time and follow the intermediate plan or just stay with beginner weekly plan/hours.
At the top of the spreadsheet, I have a row titled: Avg times 65-69. Those numbers are taken from the website Voyage and Venture. I will be 69 on May 29, 2022, the day of my 70.3. I therefore have a rough guideline to train towards. Although, my real goal is simply to finish.
My spreadsheet will guide me to select the most appropriate plan, whether or not it is one of Phil Housley's plans. I am continually amazed at how much work 70.3 training has become. And, I thought it would be just a romp in the park. :)
Creating the spreadsheet also helped me highlight my past times for full training sessions. I now know that I am at the cut-off times for the swim and run. I have to shave off 1/2 an hour from my ride...and somehow work on developing a plan for T1/T2. My race could be lost because of T1/T2.
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2021.10.22 17:10 pebleshair 230 calories
2021.10.22 17:10 MrKamran243 Malignant (2021 film)
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2021.10.22 17:10 FrenchWhiskey93 Super proud of my dinosaur sticker! Link in comments
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2021.10.22 17:10 TijmoanTheRedditor SUGNOMA
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2021.10.22 17:10 illumadnati celebrating getting my medical use certification w/ some sunshine daydream!
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2021.10.22 17:10 5cwui9 Goated Mister Maison
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2021.10.22 17:10 Joobebe514 I let out the loudest scream over this part!!! Please, somebody spoil it for me and tell me they will be happy 😭 name: Mania
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2021.10.22 17:10 goose_x5 Been Playing since beta, finally hit 5k hours!
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2021.10.22 17:10 Shoddy_Suggestion_42 BBC munchie discussion
Anyone else been keeping up with her crap? I struggle to understand hows she is apparently so ill in hospital then doing a photo shoot 4 hours later? Her constant crap about carers which I get but it comes across as she’s deliberately making mess/herself worse. She’s constantly saying everything needs a TW too. I think she is genuinely ill but she puts a lot on at the same time.
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2021.10.22 17:10 TheWSPFiles [H] Huge Financial Modeling Course Bundle [W] $30 PayPal
This offer is for a bundle of almost all of the Wall Street Prep courses. Each of the courses contains all of the videos, Excel templates, and supplemental PDF files you would get from purchasing the course on their website. If you want a breakdown of any of the courses, it can also be seen on their website. The file will be shared with a google drive where you can to download all of the files from. Buying all of these WSP courses individually from their website would cost you $2,886. That is $2,886 in courses you will be getting for only $30.
WSP Courses Included: